What Is a Loan Signing and Why You Need a Trained Signing Agent

June 9, 2025

Learn what loan signings are, how they work, and why using a certified loan signing agent like ANF Signings LLC ensures a smooth and compliant real estate transaction.


What is Loan Signings?


A loan signing refers to the notarization and completion of real estate loan documents during a closing transaction. Whether it’s a purchase, refinance, HELOC, or reverse mortgage, the loan signing is the final and crucial step before ownership or funding is finalized.

At ANF Signings LLC, we specialize in guiding buyers, sellers, and borrowers through their documents, ensuring every signature, initial, and notarial act is completed correctly — the first time.


Who Performs Loan Signings?


Loan signings are typically handled by a Loan Signing Agent — a commissioned notary public with specialized training in handling real estate and loan documents.


Our signing agents are:


  • Trained to understand loan packages
  • Familiar with lender and title company requirements
  • Professional, punctual, and confidential
  • Experienced with in-person and remote online closings


What Happens During a Loan Signing?


Here’s what you can expect in a typical loan signing appointment:


  1. 📦 Document Review
    The agent presents the loan package to the borrower and briefly describes each document’s purpose.
  2. ✍️ Signing and Initialing
    The borrower signs and initials each required section. The notary oversees this process for accuracy and completion.
  3. 🪪 Notarization
    The signing agent verifies the borrower’s identity, witnesses the signing, and notarizes the required documents.
  4. 📬 Document Return
    The completed package is returned to the title company or lender — often
    same day — for funding and finalization.


What Types of Loans Require a Signing Agent?


At ANF Signings LLC, we handle signings for:


  • Residential & commercial purchases
  • Refinances
  • Home Equity Line of Credit (HELOC)
  • Reverse mortgages
  • Loan modifications
  • Seller-side packages


Why Choose ANF Signings LLC for Your Loan Closings?


Certified & Background-Checked Signing Agents
Flexible Scheduling – Nights & Weekends Available
Mobile, In-Office, and Remote Options
Nationwide Network of Trained Professionals
Excellent Communication with All Parties Involved


We work directly with title companies, real estate agents, lenders, and attorneys to ensure a seamless experience from scheduling to funding.


Ready to Schedule Your Loan Signing?


We work directly with
title companies, real estate agents, lenders, and attorneys to ensure a seamless experience from scheduling to funding.


Whether you’re a title company in need of reliable agents or a homeowner signing your first loan,
ANF Signings LLC is here to help.


📅 Schedule your loan signing today BOOK HERE!
📲 Questions? Contact us at +540-242-3477 or Inquires@anfsignings.com.

ANF Signings LLC providing professional, reliable process serving for fast legal document delivery.
By Alisha Francis December 8, 2025
ANF Signings LLC offers fast, compliant process serving with timely delivery, proof of service, and reliable support for legal documents.
Apostille services by ANF Signings LLC ensuring fast, accurate international document authentication
By Alisha Francis December 3, 2025
ANF Signings LLC offers fast, reliable Apostille services with expert guidance and courier options for secure international document authentication.
Certified notary providing remote and mobile notarization services for secure documents.
By Alisha Francis November 24, 2025
ANF Signings LLC offers Remote Online and Mobile Notarization services—secure, convenient, and available anytime, anywhere for all your documents.
Notary notarizing HELOC documents as homeowner signs for a secure home loan.
By Alisha Francis November 17, 2025
Get your HELOC documents notarized quickly and securely with ANF Signings LLC. Mobile and online notarization available for your convenience.
By Alisha Francis November 10, 2025
When it comes to identity verification and background checks, accuracy matters. At ANF Signings LLC , we offer professional Fingerprinting Services to help individuals, businesses, and organizations complete official requirements quickly and correctly.  Whether you need fingerprints for employment, licensing, or federal background checks, our certified team ensures a smooth and stress-free experience—every time.
By Alisha Francis October 22, 2025
When it comes to legal proceedings, proper notification is not just a formality—it’s a legal requirement. At ANF Signings LLC , our Process Serving service ensures that every document is delivered accurately, on time, and in full compliance with the law.  We take pride in providing reliable, professional service that helps attorneys, law firms, and individuals move their cases forward efficiently and correctly.
By Alisha Francis October 13, 2025
Your wedding day is one of the most meaningful milestones in your life—a celebration of love, unity, and new beginnings. At ANF Signings LLC , we believe every couple deserves a ceremony that feels personal, authentic, and true to who they are.  That’s why our Wedding Officiating service is designed to honor your beliefs, preferences, and cultural background while taking care of every legal detail with professionalism and care.
By Alisha Francis October 6, 2025
When legal matters are on the line, time and accuracy matter most. That’s why ANF Signings LLC offers dependable Process Serving services—ensuring your legal documents are delivered promptly, professionally, and in full compliance with state regulations.  Whether you’re a law firm, attorney, title company, or individual , our team is committed to handling your service of process with precision and care.
By Alisha Francis September 29, 2025
Life doesn’t always happen on a 9-to-5 schedule. Sometimes you need a notary at odd hours, or you need someone who speaks your language when clarity matters most. That’s where ANF Signings LLC comes in.  We believe that when it comes to your most important documents, trust, convenience, and communication aren’t optional—they’re essential.
By Alisha Francis September 23, 2025
We’re excited to share some big news – our brand-new Apostille Course is launching soon! 🎉  If you’ve ever had clients ask about apostilles or struggled to understand the process yourself, this course is designed just for you. Apostilles play a vital role in international document authentication, and professionals who understand the process can unlock a whole new level of opportunity in their business.