What Is a Loan Signing and Why You Need a Trained Signing Agent

June 9, 2025

Learn what loan signings are, how they work, and why using a certified loan signing agent like ANF Signings LLC ensures a smooth and compliant real estate transaction.


What is Loan Signings?


A loan signing refers to the notarization and completion of real estate loan documents during a closing transaction. Whether it’s a purchase, refinance, HELOC, or reverse mortgage, the loan signing is the final and crucial step before ownership or funding is finalized.

At ANF Signings LLC, we specialize in guiding buyers, sellers, and borrowers through their documents, ensuring every signature, initial, and notarial act is completed correctly — the first time.


Who Performs Loan Signings?


Loan signings are typically handled by a Loan Signing Agent — a commissioned notary public with specialized training in handling real estate and loan documents.


Our signing agents are:


  • Trained to understand loan packages
  • Familiar with lender and title company requirements
  • Professional, punctual, and confidential
  • Experienced with in-person and remote online closings


What Happens During a Loan Signing?


Here’s what you can expect in a typical loan signing appointment:


  1. 📦 Document Review
    The agent presents the loan package to the borrower and briefly describes each document’s purpose.
  2. ✍️ Signing and Initialing
    The borrower signs and initials each required section. The notary oversees this process for accuracy and completion.
  3. 🪪 Notarization
    The signing agent verifies the borrower’s identity, witnesses the signing, and notarizes the required documents.
  4. 📬 Document Return
    The completed package is returned to the title company or lender — often         same day — for funding and finalization.


What Types of Loans Require a Signing Agent?


At ANF Signings LLC, we handle signings for:


  • Residential & commercial purchases
  • Refinances
  • Home Equity Line of Credit (HELOC)
  • Reverse mortgages
  • Loan modifications
  • Seller-side packages


Why Choose ANF Signings LLC for Your Loan Closings?


✅ Certified & Background-Checked Signing Agents
✅ Flexible Scheduling – Nights & Weekends Available
✅ Mobile, In-Office, and Remote Options
✅ Nationwide Network of Trained Professionals
✅ Excellent Communication with All Parties Involved


We work directly with title companies, real estate agents, lenders, and attorneys to ensure a seamless experience from scheduling to funding.


Ready to Schedule Your Loan Signing?


We work directly with title companies, real estate agents, lenders, and attorneys to ensure a seamless experience from scheduling to funding.


Whether you’re a title company in need of reliable agents or a homeowner signing your first loan, ANF Signings LLC is here to help.


📅 Schedule your loan signing today → BOOK HERE!
📲 Questions? Contact us at +540-242-3477 or Inquires@anfsignings.com.

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